Our Simple 3 Step Process

1. Complete The Form

Take 2 minutes to fill out your details

2. We Will Be In Touch

Within 2 hours one of our account managers will be in touch

3. Email Confirmation

We will send you confirmation and details of your offer.

What Is Truck Finance ?

And How Do You Pay For The Truck ?

Once you have signed the finance paperwork we will arrange to pay your chosen supplier, leaving you to collect your truck. The funds are usually transferred by same day faster payment or BACS. All our customers walk away happy and satisfied enough to leave a 5 star review.

Truck Finance Quote?

We are happy to provide you with quotes over different terms with varying deposits so you can make the correct decision for you or your business.

Low Payments

Our staff can talk you through the right options for you whatever your goals are that could be the lowest monthly payment or the smallest finance charges payable.

We Take It Step-By-Step

We can supply the truck finance or the trailer finance or both together. Terms of between 1 and 7 years can be supplied with 5 years being the most common.

We Keep It Simple

Some customers prefer to pay a deposit whilst others are happy to just pay the vat.

Do You Want To Grow Your Business?

We Can Do It Together with Truck Finance

See What Our Clients Say

Justin Taylor
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I have been using Kingsgate Asset Finance for the last 6 years and wouldn't go anywhere else. Tony Carter is a consumate professional who always goes the extra mile to ensure my needs are met and often surpassed. I cannot recommend Tony and Kingsgate Asset Finance highly enough. You won't be disappointed.
Mark Pocock
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I have worked together with Tony for many years now and have always found him to be both knowledgeable and very helpful but perhaps equally as important, always competitive. I have, will and will continue to highly recommend his services.
Peter Routledge
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I have been using Kingsgate Asset Finance Ltd for the last couple of years via Tony Carter. I have known Tony for over 10 years and would always respect his knowledge of the business equipment finance market and who to use. Over this period I have followed Tony with his career moves. My area of business is office machines, franking machines, mail inserters, coffee machines and printers.
Matthew Smith
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Tony and Kingsgate Finance have been wonderful throughout our experience with them. They were recommended to us and I would have no hesitation in recommending them to others.
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Fantastic service, Tony really understood my needs and was able to secure the finance that I needed within a great time scale. Thanks, I'll definitely be coming back.
Adam Goff
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Very honest and straightforward. Tony saved me money with his market knowledge. Would definitely recommend
Marc Evans
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Great customer service and quick to respond. Would happily use them again and highly recommended.
David Hogan
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Seamless experience. Solid communication and transparency. Very happy


Truck Finance

  • Finance Lease
  • Hire Purchase
  • Commercial vehicle finance
  • Operating Lease
  • New or used truck finance
  • Loans
We are experts in used truck finance of any age. The process is exactly the same as with a new truck. The lease term is normally affected by the age of the HGV.
Yes, just work with us and allow us to help you by providing all necessary information. All of our procedures are compliant and we are authorised by the Financial Conduct Authority. We are finance professionals with a vast amount of industry experience, all of our rates are extremely competitve. We can supply finance to sole traders and limited companies. Interest rates and payments will depend on your company credit score.
The benefit of working with us is that we are able to go out to all of the lenders in the market place and work with the one with the lowest rates that will support your business. We are regularly the cheapest out of three quotes.
Yes you can, refinance is one of our specialities.  Just send us a copy of the invoice or order form and we will do the rest.  The bank will deposit funds directly into your bank account.

Just to send a link to the Truck or the Trailer you want to finance if this is not possible the registration mark can be used to gather information on the age, mileage and vehicle chassis.

You may also need to supply your home address, date of birth, name of your business if you have one and some financial information such as

Business accounts

Up to date management accounts

Bank statements

Tax returns

Some applications only require the name of the business.

We will usually ask for the minimum amount of information required to be able to arrange the finance for you. We will not request any information that does not help and inline with GDR guidelines.

Just complete one of our online application

We have financed all types of trucks new and used large and small.

From car transporters and articulated to the run of the mill HGV.

20 years of industry experience means we can search out the best deals whatever type of truck you are buying.

We have a team of experts on hand to offer specialist advice. With over 20 years experience in truck finance you are in safe hands.

Kingsgate Finance LTD. All Rights Reserved 2023.